Make Your Dream a Reality!
As experts in the real estate market, our agents keep track of properties for sale and that have recently sold in their respective areas. In many instances, our agents may know of homes or investment properties that aren't yet listed or won't ever be listed on the local area Multiple Listings Service (MLS). Our agents are trained and equipped with numerous resources to help you find your home. Our unique business model and cutting edge marketing tools make searching for a home with Durrin Realty customizable, complete, and with an immediate response. Contact an agent at Durrin Realty today and we'll be happy to discuss your situation and start the search together.
First-Time Homebuyers:
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We will . . . |
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Be your advocate at no cost to you! |
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Provide detailed listing information not available to the general public. |
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Negotiate the deal with your best interests at heart. |
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Guide you through the avalanche of paperwork. |
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Commit our time and energy to finding you the right home. | | |
Wow! There has rarely ever been a better time in history to buy a house in the United States. Congress just recently passed a stimulus package that includes an $8000 tax credit to first time home buyers if they purchase in the year 2009 and part-way in 2010. This was an increase over the $7500 tax credit available to first-time homebuyers with the last stimulus package. However, what makes it even better is that if you stay in the house for at least three years you don't have to pay it back.
The decision to buy a home is both a sound financial decision and a commendable achievement. Agents at Durrin Realty are committed to ...
If you're at all considering purchasing a house, we encourage you to contact us about our Free first time home buyer educational software. We strive to ensure that you're well informed throughout the process and that your best interests are sought after. We take pride in our ability to help buyers of all experience levels accomplish their real estate goals.
Pre-Qualification/Pre-Approval:
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The Advantages |
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Know how much house you can afford. |
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Know how much cash you will need for the down payment. |
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Simplifies pre-approval. |
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Facilitates a stronger offer for purchase. | | |
The first step to buying a home for most people is to get pre-qualified with a lender or mortgage broker. Pre-approval makes an offer to purchase stronger, but often requires a specific property and a written contract for purchase. So pre-approval is a bit more difficult to get than pre-qualification.
One of the factors used to determine the price range of homes you'll want to preview is what you have been pre-qualified for. Items considered when pre-qualifying for a mortgage loan can include:
- Employment History
- Credit History and Scores
- Monthly Income and Expenses
Durrin Realty is teamed with the only A+ rated mortgage banker in the area. They will help you get pre-qualified and staged for locking the best interest rate on the loan you choose so that you'll have access to even the lowest of rates.
Durrin Realty agents and their partners keep you well informed of the most current interest rates. We additionally offer Free information and guidance on getting and keeping your credit score higher.
Durrin Realty and it's partners are committed to helping you make an informed decision as to the type of loan that will work best for your situation. Contact an agent at Durrin Realty today.
Financing Options:
Mortgages and Deeds of Trust are by far the most common way for buyers to finance the purchase of a home. Additionally, there are subcategories of loan types to fit a variety of buyers' needs and circumstances including:
However, there are a number of financing alternatives to consider, particularly for investment properties. Savvy investors often times run privately owned companies and the companies own the properties. They also use other peoples money (OPM) and credit to fund their investing. Alternatives to traditional financing to consider include:
Durrin Realty and it's partners can guide you through the process of determining the best financing option to fit your needs. New and experienced investors are encouraged to contact us, whether for assistance in acquiring your next property or to be included as one of our real estate investment financing partners.
